Terms and Conditions

TERMS AND CONDITIONS

These terms and conditions (the "Terms and Conditions") govern the use of BonniePaulson.com (the "Site"). This Site is owned and operated by Captiva Publishing, LLC. This Site is an ecommerce website.

By using this Site, you indicate that you have read and understand these Terms and Conditions and agree to abide by them at all times.

Agree to emails

​By downloading or purchasing an item from the Site, you actively and specifically consent to receiving marketing emails from Bonnie Paulson. You may unsubscribe at any time.

Intellectual Property
All content published and made available on our Site is the property of Bonnie Paulson and the Site's creators. This includes, but is not limited to images, text, logos, documents, downloadable files and anything that contributes to the composition of our Site.

Acceptable Use
As a user of our Site, you agree to use our Site legally, not to use our Site for illegal purposes, and not to:

Violate the intellectual property rights of the Site owners or any third party to the Site or Act in any way that could be considered fraudulent. No copying of images or text. These are copyright 2012 Bonnie Paulson. All rights reserved.

If we believe you are using our Site illegally or in a manner that violates these Terms and Conditions, we reserve the right to limit, suspend or terminate your access to our Site. We also reserve the right to take any legal steps necessary to prevent you from accessing our Site.

Accounts
When you create an account on our Site, you agree to the following:

You are solely responsible for your account and the security and privacy of your account, including passwords or sensitive information attached to that account; and all personal information you provide to us through your account is up to date, accurate, and truthful and that you will update your personal information if it changes.

We reserve the right to suspend or terminate your account if you are using our Site illegally or if you violate these Terms and Conditions.

Sale of Goods
These Terms and Conditions govern the sale of goods available on our Site.

The following goods are available on our Site:

Ebooks, audiobooks, print books, merchandise and other digital products.

These Terms and Conditions apply to all the goods that are displayed on our Site at the time you access it. This includes all products listed as being out of stock. All information, descriptions, or images that we provide about our goods are as accurate as possible. However, we are not legally bound by such information, descriptions, or images as we cannot guarantee the accuracy of all goods we provide. You agree to purchase goods from our Site at your own risk.

We reserve the right to modify, reject or cancel your order whenever it becomes necessary. If we cancel your order and have already processed your payment, we will give you a refund equal to the amount you paid. You agree that it is your responsibility to monitor your payment instrument to verify receipt of any refund.

Payments
We accept the following payment methods on our Site:

Credit Card; PayPal; ShopPay, Google Pay, Apple Pay, other.

When you provide us with your payment information, you authorize our use of and access to the payment instrument you have chosen to use. By providing us with your payment information, you authorize us to charge the amount due to this payment instrument.

If we believe your payment has violated any law or these Terms and Conditions, we reserve the right to cancel or reverse your transaction.

Shipping and Delivery
When you purchase goods from our Site, the goods will be delivered through one of the following methods:

​Digital goods are delivered instantly by an email from BookFunnel to the email address you used at checkout. Please check your Spam folder, or if using Gmail, your Promotions tab.

Print books are delivered by shipping from Lulu (unless otherwise stated). Shipping times vary based on location, holidays, business hours, etc.

You are required to provide us with a complete and accurate delivery address, including the name of the recipient if physical goods. We are not liable for the delivery of your goods to the wrong address or wrong person as a result of you providing us with inaccurate or incomplete information.

See our Shipping policy in full here: Link to Shipping policy.

Refunds
Refunds for Goods

For ebooks and audiobooks, no refund can be given. Please choose carefully. Refunds only given if you buy a duplicate item within 48 hours of first purchase in which case the duplicate item will be refunded.

Refunds do not apply to the following goods:

Digital goods: ebooks and audiobooks - anything that can be downloaded.

Refunds for physical goods.

There is no return for change of mind. Returns are given for faulty items if you contact us within 7 days of receiving item (according to the tracking).

See our Refund policy in full here: Link to Refund policy.

Consumer Protection Law (Missouri)

The Attorney General’s Consumer Protection Section has moved Missouri toward a more fair, open, and honest marketplace since the adoption of Missouri's Merchandising Practices Act more than 45 years ago. The section seeks to ensure that everyone – businesses and consumers alike – has the opportunity to operate in a marketplace that is free of fraud, deception, misrepresentations, false promises, unfair practices, and unfair competition. The section also serves a vital role in enforcing Missouri’s antitrust, securities, telemarketing, nonprofit, charitable trust, and foundation laws.

The Missouri Attorney General's Office received 114,417 consumer complaints in 2022. The Consumer Complaint Unit received 75,315 complaints and inquiries and the No-Call Unit received 39,102 complaints.  In addition, advocates with the Complaint Unit obtained $15,542,322 in restitution for consumers through their mediation process. If you would like to file a complaint regarding fraud or deception, click or call 800-392-8222

In addition to investigating unfair and deceptive business practices, the Attorney General has authority to initiate both civil and criminal prosecutions against wrongdoers. Our investigators receive and review complaints, assist in issuing pre-litigation subpoenas, assist in search warrant applications, and otherwise prepare for trials.

One area that the section focuses on is enforcing the Do-Not-Call and telemarketing laws. The Do-Not-Call list prevents telephone solicitations from nearly 200 telemarketers to over 4 million numbers. Enforcement actions continue against telemarketers who do not abide by the law though our No-Call unit. If you would like to sign up to be on the Do-Not-Call list click or call 866-662-2551. If you are already on the list and would like to file a complaint against unwanted telemarketing calls, click or call 866-BUZZ OFF (866-289-9633).

Limitation of Liability
Bonnie Paulson and our directors, officers, agents, employees, subsidiaries, and affiliates will not be liable for any actions, claims, losses, damages, liabilities and expenses including legal fees from your use of the Site.

Indemnity
Except where prohibited by law, by using this Site you indemnify and hold harmless Bonnie Paulson and our directors, officers, agents, employees, subsidiaries, and affiliates from any actions, claims, losses, damages, liabilities and expenses including legal fees arising out of your use of our Site or your violation of these Terms and Conditions.

Applicable Law
These Terms and Conditions are governed by the laws of the United States of America.

Additional Terms

By downloading or purchasing an item, you agree to receive email marketing. You can unsubscribe at any time.

Severability
If at any time any of the provisions set forth in these Terms and Conditions are found to be inconsistent or invalid under applicable laws, those provisions will be deemed void and will be removed from these Terms and Conditions. All other provisions will not be affected by the removal and the rest of these Terms and Conditions will still be considered valid.

Changes
These Terms and Conditions may be amended from time to time in order to maintain compliance with the law and to reflect any changes to the way we operate our Site and the way we expect users to behave on our Site. We will notify users by email of changes to these Terms and Conditions or post a notice on our Site.

Contact Details
Please contact us if you have any questions or concerns. Our contact details are as follows:

Bonnie@bonniepaulson.com

You can also contact us through the feedback form available on our Site.

Effective Date: 6/22/2023